Student Health Insurance

The West Virginia Higher Education Consortium is pleased to offer our students the opportunity to enroll in an affordable, comprehensive health insurance for the 2013-2014 policy year.


  • The strength of UnitedHealthcare’s Choice PPO network- Students will be able to locate providers whether at home, school, or throughout the country
  • Up to $500,000 per each Injury or Sickness under the Basic Maximum benefit for Covered Medical Expenses
  • Low annual deductibles: $500 in-network and $1,000 out-of-network
  • Coverage at 80% in-network & 60% out-of-network
  • Prescription drug card with low copays
  • Preventive care services with no deductibles, copays or coinsurance
  • Worldwide Coverage including Medical Evacuation, Repatriation & Travel Assistance Services
  • Wellness discounts including Vision and Dental
  • Affordable pricing for 12 months of comprehensive coverage

For a complete description of the benefits available, limitations and exclusions please visit

Not all plans are considered comparable, such as out-of-state Medicaid plans, certain HMOs and managed care plans.



 To enroll in the Student Injury and Sickness Insurance Plan for the 2013-2014 policy year:

1.     Log on to:

2.     Click on ‘Student Direct Pay Enrollment.

3.     Create a user account, or log in if you are a returning user.

4.     Follow the online instructions to complete the form and submit your payment.  Immediately upon submitting your online form you will receive a confirmation number. Please save this number and print a copy of your confirmation for your records.


Questions? Contact Gallagher Koster toll-free at 877-320-4347 or by email at [email protected]